
Listed below are simplified and easy way to borrow credit
from Mtn,Glo, Etisalat And Airtel.
from Mtn,Glo, Etisalat And Airtel.
Are you are looking for USSD code or SMS code to
borrow credit or airtime from the three best network providers in Nigeria which
are MTN, Glo, Etisalat and Airtel?
borrow credit or airtime from the three best network providers in Nigeria which
are MTN, Glo, Etisalat and Airtel?
Imagine being in a situation where you need to make an emergency
call but you can’t because your low on credit,Nigerian mobile network providers
has made it possible to be able to borrow credit and pay back
later,Mtn,Glo,Airtel,and Etisalat subscribers can borrow credit and pay back
later whenever they are able to recharge their phone.
call but you can’t because your low on credit,Nigerian mobile network providers
has made it possible to be able to borrow credit and pay back
later,Mtn,Glo,Airtel,and Etisalat subscribers can borrow credit and pay back
later whenever they are able to recharge their phone.
The borrowed credit can be used for voice calls, data and/or
any service on the network.
any service on the network.
You can borrow starting from
₦50, ₦100, ₦200, ₦500
and ₦1000.
and ₦1000.
This service is mostly available to all prepaid customers
but it is not free,for each successful borrowed credit, your network provider
will deduct a 10% service fee from the borrowed amount.
but it is not free,for each successful borrowed credit, your network provider
will deduct a 10% service fee from the borrowed amount.
For example if you borrow ₦100, you’ll receive ₦90.
- Recommended:
- How To Check Your Account Balance For All Network
You cannot borrow another airtime if you have not settled
the previous debt,you must recharge after borrowing airtime to clear the debt.
the previous debt,you must recharge after borrowing airtime to clear the debt.
You are expected to clear your debt within 3 days.
Subscribers code for borrowing credit from MTN,GLO,AIRTEL And ETISALAT
Listed below are codes for borrowing credit from major Nigerian Networks.
How to borrow Airtime from MTN Network

How do I qualify to borrow Airtime from Mtn?
To qualify for MTN Xtratime service,follow this steps below:
- Step 1: Make sure you are a prepaid customer
- Step 2: Register your sim
- Step 3: Your account balance should be low, between ₦0 and ₦12
- Step 4: You must have recharged at least ₦500 monthly
How do I borrow credit from Mtn?
To borrow Airtime from MTN, follow the steps below:
- Step 1: Dial *606# and follow the on-screen instructions.
- Step 2: The borrowed airtime will be loaded in a special
Xtratime account. - Step 3: Dial *606# to check your xtratime account balance.
How to borrow Airtime from Glo Network

How do I Qualify to borrow Airtime from Glo network?
Glo network has it’s own rules,before you can borrow Airtime,follow the following rules.
To Qualify to borrow Airtime from Glo,follow the steps
below:
below:
- Step 1: You must be an active Glo prepaid customer for a
minimum of 4 months - Step 2: Spend ₦200 worth of Airtime monthly
- Step 3: You can only borrow 25% of your average monthly
airtime usage. - Step 4: For example, if you spend ₦800 airtime monthly, you
cannot borrow more than ₦200 at a time.
To borrow Airtime from Glo, follow the steps below:
- Step 1: Create a 4 digits pin. Dial *321# then create a 4
digit pin of your choice Eg 1234 - Step 2: Borrow the airtime. Dial *321*pin*amount#. E.g dial
*321*1234*200# to borrow ₦200.
To Check specific Glo denominations amount to borrow,dial the
following short codes below:
following short codes below:
- *321*50# for ₦50,
- *321*100# for ₦100,
- *321*200# for ₦200,
- *321*500# for ₦500
- *321*1000# for ₦1000
How to Borrow Airtime from Airtel Network

How do I qualify to borrow Airtime from Airtel?
To Qualify to borrow Airtime from Airtel,follow the steps
below:
below:
- Step 1: Use your prepaid Airtel line for at least 3 months.
- Step 2 You cannot
borrow more that 33.33% of your average monthly airtime top-up. For example, if
your average monthly airtime top-up is ₦600, you cannot borrow more that ₦200
at a particular time.
To borrow Airtime from Airtel,follow the steps below:
- Dial *500*amount#. For example, dial *500*200# to borrow
₦200. - The available amounts to borrow on the Airtel network are:
₦25, ₦50, ₦100, ₦200, ₦500 ₦1000 and ₦2000.
How to Borrow Airtime from Etisalat

Etisalat’s easycredit service is not available to everyone
on the Etisalat network.
on the Etisalat network.
You have to check your eligibility status first.
How do I Qualify to borrow Airtime from Etisalat?
To Check if you can borrow airtime from Etisalat, follow the
steps below:
steps below:
- Dial *665*3# Or Text STATUS to 665
To borrow credit from Etisalat,follow the steps below:
- Dial *665*amount#. For example, dial *665*200# to borrow
₦200 or - or Text “amount” to 665. For example, text 200 to
665 to borrow ₦200