24 questions and answers about MMM Nigeria,
And how to become a member and benefit from its scheme.

MMM
is 5 years plus globally and has over 240 million participants in 118 countries


Q4; Who can join MMM? 


 A; Any person can join MMM as long as He or She can follow the rules and regulations.

Q5;What is Mavro? 


A; Mavro is a conventional unit for measurement of provided help to other participants in MMM ,that is the amount a participant has contributed.


The amount of mavro in a participant’s Personal Office shows a maximum amount of help he can get.

Mavros are progressive calculation of help amount can be seen in “Mavro” section of your Personal Office.

Q6;What is the meaning of “Referrers” and “Referrals”?

A; A “Referrer” is a participant of the MMM Community who invited another participant by using “Referral Link”, “Invite” or directly registered in Personal Office.


A “Referral” is a person who was invited by “Referrer”.

If you register a new participant in Personal Office or he registered by him or herself self using your “Invite” or “Referral Link”, then you’re his/her “Referrer”, and he/she is your “Referral”.


You can see a list of your referrals in “Participants” section of your Personal Office.
A referrer gets a referral bonus of 10% on for every amount of provided help by his/her referral. 

Q7;What is a “Referral Link”? 

A; A referral link enables MMM system to identify who has invited a person to MMM. If a person comes to the MMM website through your referral link, after registration he automatically becomes your referral. 


Afterwards, you will receive Referral bonuses from all contributions your participant makes.
A referrer can’t be changed, however in case you registered without referral link you can state your referrer manually in 7 days from the moment of the registration. 


How to find your “Referral Link” in your Personal Office:

•  1. Click on “My Page” menu.
•  2.Click on “Referrer” tab. 
•  3. Click on “Show my referral link” button.
•  4. Select and Copy your “Referral Link”.
  It will look like This: http://nigeria-mmm.net/?  i=myinvite

Also I recommend you to shorten and encrypt your referral link with the help of goo.gl link service.
It will help you to make the link shorter and to keep records of the number of clicks on it. 


Also a user will not be able to remove your invite from such a link before going to MMM website.

Q8,Who are “Guider”, “Trustor” and “Confidant”?


 A; A Guider is a rank. He has a right to get a Guider’s bonus when he builds his team.  Such person can answer any question about participation based on his experience and  knowledge of the MMM Community. 


A participant chooses his Guider by himself. 


The  Guider has NO access to the participant’s Personal Office.
If the participant does know how to make operations in Personal Office (create requests, process orders), he can appoint his Guider do it on behalf of him. 


The participant who appoints is called a Trustor. Appointed Guider is called a Confidant.
If you are Guider and Referrer of one  participant at the same time, you will get only referral bonus 10% (the maximum bonus in  MMM).


There are two ways to establish Trustor-Confidant relationship:

•  – The Guider registers the participant through Personal Office and during registration process states that he is the Confidant of this newcomer.
•  – The participant appoints his Guider as his Confidant in Personal Office:
•  1. Click on “My page” menu.
•  2. Click on “Guider” tab. 
•  3. Click on “Make my Guider my Confidant” button. 
•  4. Don’t forget to click on ”Save” button.

Trustor can start to operate his Personal Office by himself at any time.


Trustor can annulate Confidant status at any time.
For safety reasons the most important operations (change of account information for Getting Help, creation of Requests, confirmation of receiving money) are conducted only through a confirmation code sent in SMS to the Trustor.


In addition, the Trustor will get the corresponding sms when his Confidant creates “Get Help” or “Provide Help” requests. 


For example, the sms with a recipient’s account information.The Confidant can switch to Trustor’s Personal Office inside his own Personal Office.

Q9; What is the full meaning of these MMM abbreviations? 


PH – Provide Help 


GH – Get Help 


PO – Personal/Private MMM Online Office 


DL – Downline 


UL – Upline (Your Referrer & Guider & Guider’s Guider) 


PMT – Payment
EFT – Electronic Funds Transfer
POP – Proof of Payment 


DD – Direct Deposit


CRO – (Control and Revision Officers) MMM Policing body who monitors MMM System & Participants to ensure rules are being adhered to and participation is fair and respectful. 

MORATORIUM – Your MMM Account has been frozen. 


1st sign – you cannot GH or absent
 PH  Allocations.
 You need to verify yourself. 


Create support ticket Immediately.

•  submit ID, 
•  Copy of Bank Card,
•  Bank Verification Letter which states your full name,
•  ID, Bank Card and Bank Account Number,

 and all your social media links i.e. Facebook, Twitter etc.


 LOH – Letter of Happiness 


 VOH – Video of Happiness 


 WA – WhatsApp
VN – WhatsApp Voice Note


 Q10; What are the components of MMM?


 A;MMM is composed of 3 main components enumerated below; 

•  1. Provide help 
•  2. Get help
•  3. Technical basic program 

Recommended: Ten MMM Nigeria Hidden Laws

A provider of help: 


Is someone who has pledged to give financial help in the community.  He or she can also be a receiver of help, when he or she has extended a financial helping  hand to someone in the community. 


A receiver of help:


Is a member or participant who  has already extended a helping hand or provided help. Thus is qualified to receive help  from the community.
So basically MMM does not have any central pocket where all money  deposits or donations goes into because all donations are conducted between two  participants of MMM.


Donations are made into their bank accounts or bitcoin wallet.

Q11; HOW CAN I ADD MY BANK ACCOUNT DETAILS?

• 1. Login into your MMM Personal Office (profile). 
• 2. Click on Accounts
• 3. Click on “Add”
• 4. Enter your Account Name, Bank Name, Beneficiary Name(same as account name), Account Number and save.

Q12;HOW CAN I PROVIDE HELP? 

• 1. Just click on Provide Help 
• 2. Click on the box indicating that you have read the warning, and then click on Next 
• 3. Click on Other bank (for Naira) or Bitcoin (for bitcoin) then click on Next (make sure that you click on Naira)
• 4. Type the amount you wish to donate in your Deposit amount 
• 5. Click on Select (in front of deposit amount).
• 6. Type in your Leftover Distribution, Same as your deposit amount.

NOTE: If this is your first deposit, or the first time your donation is or exceeds N15 000 make sure you click on the box to get your bonus.It is advisable to PH of more than N15 000 in other to qualify for the first time bonus 

• 7. Click on Next.
• 8. Type in the Image code, then click on Next 
• 9. Confirm your deposit amount, and then click on Next
  Your request has been added, click on OK

Q13; Where does 30% come from


A;There is no interest rate in MMM.


In MMM, after you donated money, you can be rewarded with mavro. It is an index of your contribution to the development of the Community. This index grows 30% a month.
It is just a technical issue. Programmers can adjust this growth rate of mavro at any moment.


The amount of mavro and its growth rate can be decreased, increased, stopped, cancelled. The amount of mavro and its growth rate can be adjusted at any moment to balance PH (Providing Help) and GH (Getting Help).


That’s why MMM can’t collapse due to weak inflow of donations.

 Q14;HOW CAN I EXECUTE A PH ORDER– 


 Request to Provide Help;

•  1. Click on Details on the order.
•  2. Copy the Bank account details of the recipient
•  3. Send the amount to the recipient either by transfer via online banking or cash deposit.  4. Take a screenshot of the Send Complete (successful transfer) Page and save it. Save it  where you can easily find it. In case of cash deposit, snap the teller and save it. If it is a  transfer on ATM, snap the successful transfer page. This is your Proof of Payment (POP)
•  5. Go back to MMM Dashboard 
•  6. Click on details on the order. OR the blue Play button on the order. 

 Scroll down to the bottom of the pop up page. Click on I Complete this payment 

•  7. Click on Browse File, Search for the screenshot or snapshot of your Proof of Payment.  Attach the file 
•  8. Click on Next.
•  9. Click on Next

 Q15;HOW CAN I GET HELP?

•  A; 1. Click on Mavro and click on “Available for Withdrawal” to know how much you can  withdraw. 
•  2. Now click on Dashboard. 
•  3. Click on Get Help 
•  4. Select Bank Account or Card Registered earlier is marked
•  5. Click on Next and select your bank account 
•  6. Click on Next
•  7. Select the Mavro Amount that you want to withdraw, Click on all for each  mavroamount and it will provide a total; or you manually enter the amount you want to  withdraw.
  Just click on All in front of the mavro amount of your principal, registration  bonus, referral bonus.
•  8. Then click on Next and Confirm your request
•  9. Click on Next, and then click on OK
•  10. Click on Dashboard to view your details.

    Q16;HOW CAN I CONFIRM FUNDS RECEIVED –

•     1. Login to your MMM PO
•     2. click on Details on the order.     
•     3. Click on Confirm Funds Reception 
•     4. Confirm Funds reception by clicking on OK.

•  
    1. Your name (nickname is allowed).
•  
    2. Status
•  
    3. State of residence
•  
    4. The amount and date of the help you provide.
•  
    5. The amount of help you got. 

Q18; Apart from investing my own capital,how do i earn from MMM?


A;You get to earn %10 percent of your referrals PH


Q19;What is the main purpose of MMM?


A; The main purpose of MMM is to change the financial system of the world.


Q20; Is this MMM legal?


A;Every man in the world can share his money to others as help without any obligations or taxes,so help exchanging is absolutely legal